Course 03

Preparing for retirement

And your financial future

What you will learn

• Understand the different possible sources of income in retirement.
• Estimate future financial needs and set an income goal.
• Tell apart the public pension, workplace schemes and personal solutions.
• Understand how a pension plan and a pension fund work.
• Identify the roles of the sponsor, the member, the beneficiary, the management company and the custodian.
• Tell apart the ways of contributing and the ways of receiving benefits.
• Understand accrued rights, covered events, transfers and liquidity.

• 1. Why prepare for retirement?
• 2. Assessing your future needs and resources
• 3. Understanding retirement systems and products
• 4. How pension plans and funds work
• 5. Risks, access, benefits and taxes
• 6. Building your personal action plan
• Summary. Exercises and assessment

49 €